Alternative Bank Financing

This article provides a good overview of the various forms of alternative financing that may be available to companies. Alternative financing may be a logical source of growth capital for both mature companies and startups to consider if traditional bank lending is not available.

"Alternative bank financing has significantly increased since 2008. In contrast to bank lenders, alternative lenders typically place greater importance on a business' growth potential, future revenues, and asset values rather than its historic profitability, balance sheet strength, or creditworthiness."

The various forms of alternative financing discussed in the article include:

  1. Factoring

  2. Asset-Based Lending

  3. Sale & Lease-Back Financing

  4. Purchase Order Trade Financing

  5. Cash Flow Financing

  6. Merchant Cash Advances

  7. Nonbank Loans

  8. Community Development Financial Institutions

  9. Peer-to-Peer Lending

Click here to read the full article:

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